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Down Payment Help Finder

A checklist of assistance options to ask your lender about, and what to have ready.

HM
Heather Martin, REALTOR®eXp Realty · 602-909-7200

01Program types to ask about

  • State housing finance programs: Arizona offers statewide options, such as HOME Plus, through approved lenders
  • City and county programs: some local governments offer down payment or closing cost help
  • Employer and profession programs: some employers, unions and professions offer help
  • Loan types with low down payments: FHA, VA (for eligible service members and veterans) and USDA in eligible areas
  • Seller or builder credits: negotiated in your offer to cover some closing costs

02Have this ready

0 of 6 done

03Good to know

Programs have income limits, price limits and funding that can run out. Rules change often, so confirm details with a participating lender before you count on any program.

Want help sorting your options?Heather can walk you through it. No pressure, no obligation.
Heather Martin, REALTOR® · eXp Realty · [License #] · Equal Housing Opportunity. General information only, not legal, tax or lending advice. Programs, rates and rules change; verify with the appropriate professional.